And since American Express has no branch locations, you won’t have the option of in-person banking, although you can use participating MoneyPass ATMs with no surcharges-there are 37,000 nationwide.ĭespite these small drawbacks, the American Express Rewards Checking might be a great option for existing customers who want the convenience of an interest-bearing rewards checking account. However, this account is only available to American Express members who have had a consumer credit card open for at least three months.
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